M: What's the best way to teach children how to save and spend their money?
M:教孩子如何存钱和花钱的最好方法是什么?
W: You should make money a regular topic of discussion. It's best to start young, so it's instinctive rather than a scary subject.
W:你应该把赚钱当成一个经常讨论的话题,最好从小就开始,这样才是本能,而不是一个可怕的话题。
M: In our family, we talk openly about things like the budget for holidays, how taxes reduce your income, and how to shop around for the best deals.
M:在我们家,我们会公开谈论一些事情,比如节假日的预算,税收如何减少你的收入,以及如何购物以获得最优惠的价格。
W: Indeed. It’s also essential to make money real for children through practical examples.
W:是的,通过实际的例子为孩子们赚钱也是很重要的。
Working out how much we save using discount pizza coupons, for example, is much more relevant than abstract sums.
例如,计算我们使用比萨折扣券节省了多少钱比抽象的总和要重要得多。
M:We also give our kids pocket money, and the amount they get is linked to chores, such as putting the bins out and emptying the dishwasher.
M:我们也给孩子零花钱,他们得到的钱和家务有关,比如收垃圾箱和洗碗机。
W: We do that too, and it's paid according to their age. Two pounds for each year so they can see some progression.
W:我们也是这么做的,工资是根据他们的年龄来计算的。每年两磅,这样他们就能看到一些进步。
M: Teaching them to save is important.
M:教他们储蓄很重要。
We opened a savings account when they were young. After birthdays and Christmas, they would go to the branch and deposit their gift money.
他们年轻的时候,我们开了一个储蓄账户过生日和圣诞节后,他们会去分店存好礼物的钱。
W: Oh, I hadn't considered doing that. In our house, we have transparent money boxes for them to put small change in, so they can see their savings grow.
W:哦,我没考虑过这么做。在我们家,我们有透明的货币盒,让他们把小零钱放进去,这样他们就能看到自己的积蓄在增长。
M: When the time is right, I'll start talking to our children about investing and show them how the money saved for their further education has grown.
M:等时机成熟,我会开始和孩子们谈投资,让他们看看为他们继续深造而存的钱是如何增长的。
W: I am always talking to my elder daughter about the importance of saving into a pension.
W:我总是和我的大女儿谈论存钱养老的重要性。
She's just started a part-time job and was thinking of not contributing to her pension.
她刚开始做兼职,打算不缴纳养老金。
Luckily, I managed to persuade her otherwise.
幸运的是,我设法说服她不要这样。
M: Yes, it's such an important lesson to learn.
M:是的,这是非常重要的一课要学习。
Questions 8 to 11 are based on the conversation you have just heard.
问题8到11是基于你刚才听到的对话。
Question8.What should we do with the topic of money, according to the woman?
根据女士的观点,我们应该如何对待“钱”这个话题?
Question9.How does the woman say money can be made real for children?
女士说如何让孩子们真正了解钱?
Question10.What is the common practice between the man and the woman?
男士和女士之间的共同做法是什么?
Question11.What is the woman always talking about to her elder daughter?
女士总是和她的大女儿谈论什么?
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