2022年6月英语六级听力真题 录音(3)

An American researcher who studied 600 millionaires found how rich you can get comes down to six wealth factors.

一位美国研究人员对600名百万富翁进行了研究，发现你能获得多少财富可以归结为六个财富因素。

She found that six behaviors are related to net worth potential, regardless of age or income.

她发现，不管年龄或收入如何，有六种行为与潜在净值相关。

These were thriftiness, confidence, responsibility, planning, focus and social indifference.

这些是节俭、自信、责任心、计划、专注和社会冷漠。

Being thrifty comes as no great surprise.

节俭并不奇怪。

Spending above your means, spending instead of saving for retirement, spending in anticipation of becoming wealthy, makes you a slave to the paycheck.

超支，花钱而不是为退休存钱，花钱是为了变得富有，这会让你成为薪水的奴隶。

"Even with an astronomical level of income, " she wrote, "to properly build wealth, experts recommend saving 20% of your income and living off the remaining 80%."

她写道：“即使有天文数字的收入水平，专家建议将收入的20%存起来，剩下的80%就可以过日子了。”

Having confidence is another key characteristic, as it helps people to be thrifty.

自信是另一个关键特征，因为它有助于人们节俭。

It takes confidence to live within your means.

量入为出需要自信。

It also takes confidence to invest properly.

正确投资也需要信心。

Instead of making investing decisions with your emotions, financial planners advise that you should leave your investments alone and focus on a long-term investment plan.

财务规划师建议你不要用情绪来做投资决策，而应该把投资放在一边，专注于长期投资计划。

But people can't invest or manage their own money without accepting responsibility for the outcomes.

但是，如果不为结果承担责任，人们就无法投资或管理自己的资金。

Many millionaires take on personal responsibility, and most also happen to be self-made, meaning they didn't acquire their wealth through luck.

许多百万富翁承担着个人责任，而且大多数都是白手起家，这意味着他们不是靠运气获得财富的。

Millionaires don't count on anyone else to make them rich,and they don't blame anyone else if they fall short.

百万富翁不指望任何人让他们致富，如果他们做不到，他们也不会责怪任何人。

They focus on things they can control and align their daily habits to the goals they have set for themselves.

他们专注于可以控制的事情，并将日常习惯与自己设定的目标保持一致。

They tend to be goal-oriented and hard workers, which enables them to plan financially and focus on seeing those plans through.

他们往往以目标为导向，努力工作，这使他们能够在财务上制定计划，并专注于完成这些计划。

92% of the millionaires surveyed developed a long-term plan for their money and 97% almost always achieved the goals they set for themselves.

92%的受访百万富翁制定了长期理财计划，97%的百万富翁几乎总能实现自己设定的目标。

And it is these behaviors that make it easy for them to be socially indifferent.

正是这些行为使他们很容易对社会漠不关心。

They resist lifestyle creep,the tendency to spend more whenever one earns more.

他们抵制生活方式的蔓延，即一个人赚得多就花得多的倾向。

Essentially,they don't yield to pressure to buy the latest thing or to keep up with others or what they have acquired.

本质上，他们不会屈服于购买最新产品或跟上其他人或他们所获得的产品的压力。

Instead of being focused on what might make them happy today, they're focused on their long-term wealth-building plan.

他们不再专注于什么能让他们今天快乐，而是专注于他们的长期财富建设计划。

Questions 22 to 25 are based on the recording you have just heard.

问题22至25基于您刚才听到的录音。

22.What do experts recommend concerning being thrifty?

22.专家对节俭有什么建议？

23.How does confidence help people to be thrifty?

23.信心如何帮助人们节俭？

24.How do millionaires react when they fail in their investment?

24.百万富翁在投资失败时如何反应？

25.Why does the speaker say millionaires are socially indifferent?

25.为什么演讲者说百万富翁对社会漠不关心？

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