BBC 英语学习 你的钱有多绿？

English from BBC, learning English. Hello.

This is six minute English from BBC, learning English.

I'm Neil, and I'm Beth. Do you have a bank account, beth, or, like my grandparen'ts, do you keep your money under the mattress?

Sure, I have a bank account with one of

the big High Street banks. Yes, me too.

But do you know exactly what your money s being used for?

Is it helping fight climate change or polluting the planet?

Our money doesn't just sit there in the bank.

It's invested to fund other businesses, some of which are far from environmentally friendly.

So do you know if your money is funding dirty practices like oil drilling?

No, I don't. I have to admit, I'm very green about money.

And I don't mean green as an environmentally friendly I mean green as in ignorance or naive.

In this program, will be discussing ways in which our money can help protect the environments, and, as usual, will be learning some useful new vocabulary as well.

Great. But 1st, I have a question for you, beth.

As the climate crisis worsens, people are making changes in their lives to help, e.g.

by driving less or cycling more.

One of the most effective things to do is be smart about investing your money.

So according to the campaign, make My Money Matter, which of the following is the best way to fight climate change?

Is it A to stop eating meat?

B to stop flying, or see, to change your pension?

Hmm, I'll guess it's changing your pension.

OK, beth, I'll reveal the answer later in the program.

Concerns about how banks invest our money led to the uk's 1st environmentally sustainable bank, triados, which opened in Bristol in 2012.

John Fleetwood, who's worked in sustainable investing for decades, thinks public interest in ethical banks has ballooned in the last few years.

As he told BBC radio, for program Costing the Earth, you know, it was always viewed, I think, as a niche thing, something for those that had very clear views on the world, social views.

That's now broadened hugely. And there's great concern about green washing.

So who's jumping on the bandwagon?

That's a huge concern amongst investors.

So what I'm doing is to tackle that and actually to say, OK, which are the funds that are actually making a positive social and environmental impact?

Ethical Banks used to be considered niche interesting or appealing only to a small number of people, but as environmentally responsible investing increased, banks started jumping on the bandwagon an idiom, meaning to become involved in an activity because it's popular and not because you're really interested in it.

As a result, some banks have been accused of greenwashing, attempting to appear environmentally friendly without actually doing anything serious to protect the environment.

But remember, banks rely on customers money, and are likely to change their behavior when customers threatened to take their money elsewhere.

This idea inspired British film director Richard Curtis to start his campaign Make My Money Matter.

On TV. Richard has raised millions of pounds for the bbc's charity Comic Relief.

But even he was surprised by the amount of money saved by doing one simple thing moving your pension to an environmentally sustainable fund.

And as Richard told BBC radio fool program costing the Earth.

He was even encouraged by former governor of the Bank of England, mark Carney.

You know, when I started this, everyone said, well, you know, all the mechanisms and all the accounting and all the transparency isn't quite there yet.

But Mark Carney said to me, go, because it will be.

The more that people become interested, the more transparen't companies will have to be, the more examples they'll give you of good things that you're investing in.

So that, as it will get better, the more the spotlight is put on exactly what an ethical or sustainable pension is doing, the more people demand responsible pensions, the more banks need to be transparen't, meaning open and honest about their investments.

This in turn puts the spotlight on how pension funds are being used, e.g.

whether they support large oil corporations or renewable energy companies.

To put the spotlight on something means to attract attention to it, usually to share information about something bad.

Luckily, the customer is always right, and by managing our money ethically, we can all help a little.

I think it's time to reveal the answer to your question about the most effective way to fight climate change.

Now, I said it was by moving your pension into ethical investments, which was the correct

answer. In fact, changing your pension is thought to be 21 times more effective than avoiding meat and stopping flying put together.

OK, let's recap the vocabulary we've learned from this program, starting with green, an adjective with several meanings, one of which is naive or inexperienced.

Niche interest

appeals only to a small number of people.

Greenwashing describes attempts by a business to seem more environmentally friendly than they really are.

The idiom jump on the bandwagon.

Means become involved in an activity because it's popular and likely to succeed, not because you're really interested in it.

When a business is transparen't, it's easy to see how it works because it's open and honest, without hidden secrets.

And finally, the phrase to put the spotlight on something means to draw attention to it.

Once again, our 6 min are up.

Join us again soon for more useful vocabulary here at six minute English.

Bye for now. Good Bye.

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